Small Business and Business Software

Small Business

Small Business – Get easy access to the credit you need, when your business needs it, at a low, competitive interest rate with no annual fee. Plus, earn Avian points that you can use to invest in your business.

Earn 1 Evian point for every $2 you spend on net purchases with your card1. Check out the RBC Business Rewards Calculator to see how quickly your points can add up!

Small Business

Small Business

Avian points can be used for more than just travel – use your points to invest in your business, provide employee incentives, cash out your credit or simply reward yourself.

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A dedicated business credit card allows you to separate your business and personal expenses, which can help identify tax-deductible purchases.

Link your card3 and instantly save 3¢/L on fuel4 and always earn 20% more Petro-Points5 and Evian Points6.

Whether you want to reward yourself, your employees, or even reinvest in your business, Avian Rewards offers you a variety of redemption options.

The Small Business Card protects eligible business purchases1 charged against your Visa line of credit against theft, loss, or damage for up to 90 days from the date of purchase.

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Extends the manufacturer’s original Canadian warranty by an additional year, up to a maximum of 5 years. This valuable coverage protects all qualifying business items5 purchased under the Visa Line of Credit for your Small Business Card.

Our 24/7 global fraud detection protects your card, while Visa’s zero liability excludes your liability for fraudulent card transactions provided you protect your PIN and card. The chip and PIN technology offers additional security with every purchase.

You can temporarily block your RBC credit card at any time. To use credit card blocking if you’ve lost your card, simply log into the RBC Mobile app and select the card you wish to block. Learn more.

Small Business

With RBC Online Banking, you can pay your credit card and bills, send and receive money, and check your balance online, anytime.

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Life and disability insurance protects you and your family should the unforeseen happen, and optional travel insurance provides peace of mind when traveling for business or pleasure.

Registered trademarks of the Royal Bank of Canada. RBC and Royal Bank are registered trademarks of the Royal Bank of Canada.

Evian Points are only earned for net purchases; You are not earned for cash advances (including balance transfers, cash-like transactions and certain bill payments), interest charges, or fees and credits for returns and adjustments that deduct or cancel accumulated points from the amount originally charged.

All prices are subject to availability. If an item of merchandise is not available exactly as shown, a replacement of equal or greater value will be sent to you. For complete Avian Rewards program terms and conditions and restrictions, visit: or call 1-800 ROYAL® 1-2 (1-800-769-2512).

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To participate in this offer as an RBC business customer, you must have an RBC store card or a credit card issued by the Royal Bank of Canada (RBC Commercial Avian, RBC Commercial US Dollar Visa, RBC Commercial Cash Back Visa and RBC Commercial Visa) (“Eligible RBC Cards”). If you participate in the Linked Loyalty Program as an RBC business customer, you can only link two (2) eligible RBC business credit cards and one RBC loyalty card to a Petro Points account. You must be logged in to RBC Online Banking for Business to create a link. Card linking may take up to 2 business days before savings and bonus points are applied to purchases. Visit for more information.

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Each time you use your linked eligible RBC card to purchase any gasoline, including diesel, at a Petro-Canada retail store, you save three cents ($0.03) per liter at the time of transaction.

Each time you use your linked eligible RBC card to pay for an eligible purchase at a Petro Canada retail store, you earn twenty percent (20%) more Petro than you would normally in Petro-Points Earn Bonus Points. Terms and Conditions.

Small Business

Each time you use your linked eligible RBC card that earns Avian points for purchases at a Petro-Canada retail store, you will earn twenty percent (20%) more Avian points than you would normally earn. Subject to Avian Rewards Terms and Conditions. Please allow ninety (90) days from the date the transaction is posted to your credit card statement for the bonus points to be posted to your Avian Rewards account.

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Coverage is provided by Aviva General Insurance Company in Quebec and RBC Insurance Company of Canada in the rest of Canada.

Subject to credit approval. The variable annual interest rate is determined based on the information you provide in the application and any information from the credit agencies. The annual interest rate is based on the base interest rate plus premium, which is between 2.9% and 11.9%. Your premium is calculated annually and can only be changed once a year. Prime Rate means the annual rate of interest announced from time to time by the Royal Bank of Canada to determine interest rates on Canadian dollar commercial loans in Canada. Our base rate effective on the first business day of the month is the base rate we use for the purposes of calculating your annualized interest rate for the billing period ending that month, even if our base rate has changed during the month. The prime interest rate may fluctuate from time to time. You can find these in all of our branches or online at /tarife.

To receive free DashPass membership for a $0 delivery fee on orders of $12 or more at eligible restaurants when paying with your eligible RBC credit card, you must subscribe to DashPass by adding an eligible RBC credit card . You must accept the DoorDash Terms of Service and activate your benefits by clicking “Activate Free DashPass” before July 5, 2023 (“Offer Period”). If you’re an existing DashPass customer and have already added an eligible RBC credit card to your account, you must activate your benefits by clicking “Activate Free DashPass” during the offer period. If you were billed for DashPass, you will receive a refund to the original payment method equal to the monthly subscription fee for the month you activate your free subscription. For all customers, by clicking Activate Free DashPass you agree to the DoorDash Terms of Service found at

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Eligible RBC credit cardholders are the primary cardholder, co-applicant, authorized user, primary business cardholder and secondary business cardholder of an eligible RBC credit card account.

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The monthly DashPass subscription fee is waived (“Free DashPass Subscription”) and you will receive either 3 months or 12 months of a free DashPass subscription based on the eligible RBC credit card you use to subscribe to DashPass.

DashPass subscriptions purchased through third-party providers, including third-party payment accounts, or online or mobile digital wallets (such as Apply Pay and Google Pay) are not eligible for free DashPass subscriptions.

Eligible RBC Credit Card: Your eligible RBC credit card can only be used with one DoorDash account to receive a free DashPass membership. Once you have received a free DashPass subscription, you cannot use the same eligible RBC credit card to receive a free DashPass subscription with another DoorDash account.

Small Business

During the offer period, you are only eligible for one free 12-month Dashpass membership and one free 3-month Dashpass membership. The DashPass Free Subscription begins on the date you subscribe to the DashPass Free Subscription. For example, if you subscribe to a 12-month free Dashpass subscription on the last day of the second month of your 3-month free Dashpass subscription, you will receive a total of 14 months of free Dashpass subscription. In order to validate your credit card as an eligible RBC credit card, Royal Bank may require you to pay a $0.50 fee to validate your card registration. This fee will be refunded within 3 to 5 days after your account is verified.

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RBC Avian Visa Platinum, RBC Avian Visa Infinite, RBC Avian Visa Infinite Privilege, RBC Avian Visa Infinite Privilege for Private Banking, WestJet RBC World Elite MasterCard, RBC Rewards Visa Preferred, RBC Cash Back Preferred World Elite MasterCard, RBC Cathay Pacific Visa Platinum, RBC British Airways Visa Infinite, RBC Avion Visa Business, RBC Avion Visa Infinite Business cardholders.

You are entitled to a free Dashpass membership for 12 months from the date you subscribe to the free Dashpass membership. At the end of the 12 month free Dashpass subscription, you will be automatically subscribed to a full price subscription at the then current price. Your RBC credit card account must be open and not delinquent in order to maintain Dashpass benefits.

RBC Rewards + AS Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back MasterCard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC Visa Gold , RBC US Dollar Visa Gold, RBC Rewards Visa Gold, RBC RateAdvantage Visa, WestJet RBC MasterCard, RBC Visa Business,

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